Privacy Policy

The following explains how we acquire and use your personal information and your rights under the Data Protection Act 1998. Please read the following carefully and only submit your personal information to us if you agree to us using it as set out below.

1.   We acquire information from you directly via your application form to assess your request for a loan and determine whether and if so how much we are prepared to lend to you. This includes your name, address, date of birth, employer, disposable income, email address, payment information (e.g. credit card number and billing address) telephone contact numbers and any other information you may volunteer, for example in completing on-line surveys or site registrations.
2.   In addition, we collect information about you from your use of our website, for example, aggregate information on what pages you access or visit, user-specific information on what pages you access or visit.
3.   For each visitor to our web site, our web server does NOT automatically recognise any information regarding the domain or e-mail address.
4.   With respect to cookies: We use cookies to determine, where possible, from which source the visitor was referred to our site.
5.   With respect to security: when we transfer and receive certain types of sensitive information such as personal or financial information, we redirect visitors to a secure server indicated by the display of a yellow padlock on-screen. We have appropriate security measures in place in our physical facilities to protect against the loss, misuse or alteration of information that we have collected from you at our site.
6.   In addition to helping us to decide whether and how much to lend you we use the information we collect about you to; manage your account and to make collections; contact you for marketing purposes; verify or enforce compliance with the policies governing our web site and applicable laws or to protect against misuse or unauthorised use of our web site.
7.   We may disclose your personal information when we are legally required to do so at the request of government authorities conducting an investigation.
8.   We may also disclose your personal information to credit reference agencies (CRAs) and Fraud Prevention Agencies (FPAs), along with the details of your agreement, payments made and any default or failure to maintain the terms of the agreement. When CRAs receive a search from us they will place a search footprint on your credit file that may be seen by other lenders. They supply to us both public (including the electoral register) and shared credit and fraud prevention information. If you give us false or inaccurate information and we suspect or identify fraud we will record this and may also pass this information to FPAs and other organisations involved in crime and fraud prevention.
9.   For full written details of how your data may be used by credit reference agencies, please contact the agencies below (they may charge you a small statutory fee):
   1.   Call Credit, Consumer Services Team, PO Box 491, Leeds LS3 1WZ, or call 0870 060 1414, or visit www.callcredit.co.uk
   2.   Equifax Plc, Credit File Advice Centre, PO Box 3001, Bradford BD1 5US, or call 0870 010 0583 or visit www.myequifax.co.uk.
   3.   Experian, Consumer Help Service, PO Box 8000, Nottingham NG80 7WF or call 0844 4818000, or visit www.experian.co.uk.
   4.   Teletrack UK Limited, 2 St. John’s Street, Colchester, Essex CO2 7AA
10.   If you do not want to receive e-mail from us in the future, please let us know by e-mail, telephone or post using the contact details at the foot of this page.
11.   From time to time, we may make the e-mail addresses of those who have "opted-in" when visiting our web site, or are "opted-in" and are on our customer email list, available to other reputable organisations whose products or services we think you might find interesting. If you have "opted-in" and do not want us to share your e-mail address with other companies or organisations, please let us know by e-mail, telephone or post using the contact details at the foot of this page.
12.   Persons who supply us with their telephone numbers on-line may receive telephone contact from us with information regarding new products and services or upcoming events. If you do not wish to receive such telephone calls, please let us know by e-mail, telephone or post using the contact details at the foot of this page. Please provide us with your name and phone number so we can make sure your name is removed from the list we share with other organisations.
13.   Please contact us by e-mail, telephone or post using the contact details at the foot of this page to correct any inaccuracies in our contact information, financial information, unique identifiers, transaction information, or any other personal information we hold about you.
14.   Your data remains on file for 6 years after our files with your information are closed, whether settled by you or in default.
15.   If we transfer, change or assign this agreement to a third party or if we use a third party to manage any aspect of this agreement, we will pass your personal information onto them.
16.   If you feel that this site is not following its stated information policy, you may contact us by e-mail, telephone or post using the contact details at the foot of this page.
17.   You have a right to obtain copies of the information we hold about you by making a Subject Access Request under the Data Protection Act 1998; in order to do so, please send us a written request and a cheque for £10 which is the statutory fee.

If you would like to read the full details of how your data may be used in connection with CRBs please visit our website at http://www.wagedayadvance.co.uk/data-protection.aspx or eMail us at info@wagedayadvance.co.uk.

Please contact us at :

WageDayAdvanceLtd
Unit 7 Acorn Business Park
Keighley Road
Skipton
North Yorkshire
BD23 2UE
Telephone: 0871 703 7777*