£100 to £5,000 paid out same day!*

Select how much you'd like to borrow and over how many months below.

Rates from 12.9% APR to 1721% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97%. Representative APR: 79.5% (variable). 

Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

WageDayAdvance is a broker, not a lender, and does not make credit decisions. We may receive a commission from the lender.

Loans Paid Same Day
Bad Credit Considered
Instant Decisions
Borrow up to £5,000

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15 Reasons to Choose WageDayAdvance for Payday Loans

  • Borrow up to £5,000
  • Reputable Lending
  • 100% UK Service
  • Available 24/7/365
  • 2 Minute Application
  • Secure Application
  • Instant Decision
  • Bad Credit Welcome to Apply
  • High Approval Rate
  • Prompt Payment
  • Cash Same Day
  • No Paperwork
  • No Hidden Fees
  • FCA Regulated
  • Borrow For 3 Years

Questions From Our Customers

We offer a payday loan brokerage service matching loan applicants with reputable UK payday lenders. We cater for all, regardless of credit profile or score. So whatever your past credit history, our brokerage system will endeavour to match you with a lender who will able to faciliate your loan for your desired amount and term. Applying is quick and easy, just here over to our secure application form.
Yes, we accept loan applications from people with both good and bad credit history. If your credit score is less than perfect, you might not always be able to borrow the full amount you requested. However, you're under no obligation to accept any loan offer. Our lending partners typically specialise in helping people with bad credit so we're sure we'll be able to assist.
All loan applications must be made online via our secure application form. This connects to our brokerage system which will endeavour to match your loan request with a direct lender who can facilitate it. The whole process takes around 2 minutes and you're presented with an instant on screen decision. Should you be approved, you'll be able to accept or decline the loan offer and terms presented to you. You will then receive a prompt payment direct to your bank account.
The loan repayment terms presented will be determined based on your eligibility criteria and loan amount. Typically, WageDayAdvance offers loans from 1 - 36 months (3 years). You will be informed of all the terms of the loan after your application has been processed. You'll then be able to decide whether you'd like to proceed with the arrangement.
WageDayAdvance is an authorised credit broker, not a direct lender and as a result we don't credit check you directly. During our applicaiton process, a soft search (or check) is performed which determines your eligibilty. A search of this nature does not have a lasting impact on your credit file. Should you choose to accept a loan offer presented to you, a full (hard) search will be performed.
We broker loans from as little as £100 over 1 month to £5,000 over 3 years. You can choose how much you'd like to borrow within this range along with the period you'd like to pay it back over during our online application process. After processing, you may be presented with a loan offer and term which differs from what you requested originally. You will then have the choice as to whether or not to proceed.
We are an authorised credit broker who work with some of the UK's best direct lender payday loan companies. All of the companies we partner with are highly reputable and understand the financial difficulty that some of our customers face. All of the lenders in our network are able to assist with borrowers who had a bad or poor credit history.
Yes, our primary product is payday loans or short term loans as they're often referred to. As a credit broker, we specialise in the facilitation of such loans by taking your loan request and having our software try and match you with a secure, UK based direct lender.

More About Our Service

Putting Customers First

Wage Day Advance prides itself on being a customer first business. This puts customer service and satisfaction at the forefront of our operation. It is because of this that we've aimed to make our entire payday loans service as safe, secure and user friendly as possible. We realise that our customers want bad credit payday loans as quickly and as easily as possible and we hope with our super fast application process, we've managed to achieve that and succeeded in making your access to finance as hassle-free as possible. We will also ensure a prompt payment should you be accepted for a loan.

In addition to our simple application process, we've made sure that the direct payday loans companies we partner with also share our ethos and echo our commitment to customer satisfaction and support. All of the lenders who facilitate the loans we offer respect and adhere to the FCA's outlined treating customer fairly policy and all provide excellent customer support.

Our Promise To You

The team at WageDayAdvance are committed to providing secure, quick and easy access to short term loans for any purpose. We aim to do this with minimal stress and hassle with a view of making the entire journey from application to ultimately paying back your loan as straight forward as possible.

Customer satisfaction is at the heart of what we do and we stake our reputation on it. As well as providing a reputable brokerage service, we also pride ourselves on treating our customers fairly as do the direct lenders we partner with. We will never charge you any hidden fees or inflate interest rates and we will endeavour to be on hand to assist in whatever queries you have both before, during and after the application process.

WageDayAdvance is more than just another payday loan broker. We’re a highly experienced, customer-first broker. We know what our customers want and equally what they don’t and we will do our utmost to consistently deliver a best in class service.

Debt Help and Money Advice

If you're struggling with debt or cannot keep up repayments on your loan, it is important that you seek advice as quickly as possible. Help is available to assist with your situation and guide you on the right path. Below, we've put together a collection of links that you may find useful if you're struggling with debt or simply want to seek free, impartial and independent advice regarding your current financial situation. You can also find more information in our debt advice section.

  • MoneyHelper - A government run website featuring a wealth of debt advice plus tools such as budget calculators and planners. They're available both over the phone or web chat.
  • Citizens Advice - They have a great section on financial advice if you're struggling with debt or dealing with lenders.
  • StepChange - A reputable debt charity who offer free advice when it comes to dealing with debt. They can help get you back on track with debt management plans and other formal arrangements.
  • National Debt Line - A respected UK debt charity who may be able to assist you. You can speak with them over the phone to discuss your situation or browse their extensive collection of resources via their website.
We Understand Financial Difficulty

As a short term loan broker, we realise that a lot of the people who come to us are in some kind of financial difficulty. This ranges from those needing a quick, urgent influx of cash to tide them over until payday right through to those wishing to acquire more finance over a longer period, often to consolidate other loans or make ends meet. It is because of this we feel we have a good understanding of the financial difficulties our customers face and as a result aim to deliver a range of loan options and terms to cover the majority of our customer’s needs.

At WageDayAdvance, we realise that facilitating a loan is only part of the journey. As a responsible credit-broker we make sure we only partner with lenders who also understand the financial difficulties our customers face and are willing to provide access to finance in a responsible and fair manner. This includes offering repayment assistance where necessary, not charging inflated interest rates and ultimately abiding by the treating customers fairly policy set out by the Financial Conduct Authority.

More FAQ's

Are you a UK based service?
Yes, we're based in the United Kingdom and offer a nationwide service providing payday loans for any purpose up to a maxium of £5,000. We service England, Wales, Scotland and Northern Ireland.
Are you based solely online?
Yes, we are a 100% web based online loan service, not a high street lender. You can apply for a loan with Wage Day Advance directly via our website and you will receive an immediate decision.
Where is Wage Day Advance located?
We offer a nationwide service offering loans in all areas of the United Kingdom. Residents of Great Britain are welcome to apply for a payday loan as long as they meet our key elibility requirements. We are also opening a London office shortly.