Borrow Money

£100 to £5,000 paid out same day!*

  • Loans Paid Same Day
  • Bad Credit Considered
  • Instant Decisions
  • Borrow up to £5,000

Select how much you'd like to borrow and over how many months below.

Rates from 12.9% APR to 1721% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97%. Representative APR: 79.5% (variable). 

Warning: Late repayment can cause you serious money problems. For help, go to

WageDayAdvance is a broker, not a lender, and does not make credit decisions. We may receive a commission from the lender.

We all need a little extra help with cash sometimes.

An unexpected bill, a sudden household expense, or a range of other issues can suddenly leave you without the cash you need to carry on as normal in your day-to-day life. Fortunately, that’s where loans can come in handy.

There are tons of different ways to borrow money these days, from accessing a small amount of cash for a short period of time through an online lender, to working with a traditional bank. Here at WageDayAdvance, we aim to ensure that every time you need to borrow money, it’s as simple and convenient as possible.

How much would you like to borrow?

Rates from 12.9% APR to 1721% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97%. Representative APR: 79.5% (variable). 

Warning: Late repayment can cause you serious money problems. For help, go to

WageDayAdvance is a broker, not a lender, and does not make credit decisions. We may receive a commission from the lender.

After all, more often than not, having to borrow money can be a stressful experience in its own right. No matter what you need the cash for, the stress of possibly being rejected, worrying about your credit score, and changing your budget can get on top of you. The last thing you need is for the act of borrowing cash to be more complex than necessary.

We make it easy to borrow money online.

What are the Different Ways You Can Borrow Money Today?

The average person in the UK will usually need at least some kind of loan during their lives. Whether it’s money to buy a house, cash to afford a new car, or some short-term funds to handle things like unexpected bills, help with finances can be extremely useful.

The good news for today’s consumers, is the UK is packed full of a variety of lending opportunities to suit different needs. You don’t even need to have the best credit score if you know where to look for the right support. The bad news is that sorting through all of the available loan providers in the market to find the one that’s right for you can be very time-consuming.

When you need to access money fast, and you don’t want the stress of having to fill out tons of forms and applications, it helps to have the right partner to help you simplify the borrowing process. Here at WageDayAdvance, we offer a range of ways to borrow money quickly and easily, even if you only want to borrow a few hundred pounds.

We specialise in stress-free loans, for when you need money fast. Unlike other personal loan solutions, we’ll help you to find the right amount of cash from a reputable, FCA approved lender with minimal headaches. We even handle the hassle of looking for and comparing providers for you.

What do You Need to Borrow Money?

Borrowing cash today doesn’t have to be as complicated as it seems.

Most of us aren’t lucky enough to have all the cash we need simply sitting in a bank account when something goes wrong. That’s why loan providers need to be so flexible with their lending options. Sometimes, however, you’ll find that certain loans come with different requirements.

Some loans, such as home loans and car finance lending will require users to jump through a number of hoops, filling out countless forms and proving their credit worthiness with a fantastic credit score. Other loans are much more flexible, allowing users to borrow a smaller amount of cash for a shorter amount of time – often without a specific purpose.

The kind of loan you want will dictate the process you need to go through to get approved. Fortunately for those who only want to borrow a small amount of money for a short time, online payday loans are some of the fastest and most convenient lending solutions on the market. With WageDayAdvance, you can access a list of the lenders best suited to your needs in a matter of minutes and access the cash you need sometimes on the same day. Borrowing a small amount of money for a short term is usually a good idea if you want to:

  • Avoid changing your entire budget to deal with regular repayments.
  • Get rid of any debt issues as quickly as possible.
  • Access the money you need as quickly as possible, sometimes within the same day.
  • Minimise the stress of applying for cash, with simple straight-forward applications.
  • Borrow a minimal amount of money (like £100 to £5000).

What Kind of Loan Do You Need?

Whenever you borrow money for any kind of loan, it’s important to make sure you know what kind of lending opportunity is right for you. Every loan comes with specific terms and conditions to consider, and different lending opportunities can also have specific restrictions. For instance, some loans will require you to use your money for a specific purpose.

To decide what kind of loan you need, start by examining your situation. How much money do you want to borrow, and how long do you want to borrow it for? If you only need a small amount of cash for a short time, a payday loan might be your best solution. It’s also worth considering your current situation. A thin credit file, or bad credit could make it harder for you to access the range of loan opportunities you’d prefer.

Since finding the right loan can be a headache, WageDayAdvance simplifies the art of searching for the ultimate loan by doing the hard work for you. When you fill out a form with our company, we’ll collect information about the requirements you have for your loan. For instance, we’ll look at how much you want to borrow, how long you want to borrow it for, and your current credit situation, to match you with the right lender for your needs.

When we find a loan suitable for you, we’ll show you your options from a list of FCA approved lenders, so you can make the choice for yourself. All of our lenders are completely transparent with their pricing and requirements, so there’ll be no hidden fees to worry about.

Why Use WDA?
How much do you offer?
£100 - £5,000
Quick application.
Over how long?
1 - 36 months
Flexible repayments.
Bad credit accepted?
Welcome to apply
We cater for all.
How do I get a loan?
Apply Online
Secure application.
Representative APR
49.7% (variable)
No obligation quote.

Borrow Money FAQ

Q: How easy is it to borrow money?

The speed and simplicity with which you can borrow the money you need will depend on a range of factors. Often, it’s easier to access the cash you need if you already have a good credit score. You’ll also find it easier to get a loan if you know exactly what you need.

Q: Will I need good credit to borrow cash?

Having good credit definitely makes it easier to borrow money with speed. However, there are plenty of loan providers out there willing to look beyond the standard credit score to determine whether you’re a suitable borrower. Here at WageDayAdvance, we work with a range of flexible lenders to ensure that even people with bad credit scores can get a loan.

Q: Will applying for loans affect my credit score?

Applying for a loan will generally leave a mark on your credit score other lenders can see. If you apply for multiple loans at once and you don’t get approved, this can indicate to other lenders that you’re a dangerous investment. The better option is to use a service like WageDayAdvance. We only use soft searches to find the loan provider that’s right for you. What’s more, because we search for loan providers suitable to your situation, you’re more likely to be approved.

Q: How much can I borrow?

When borrowing money, the amount available to you will depend on various factors, including your credit score, the kind of lender you’re borrowing from, and so on. You’ll usually be limited to around £100 to £5000 if you’re borrowing for a payday loan. If you’re looking for a more long-term loan like a personal loan, you might be able to find sources of additional credit.

Q: How quickly can I borrow cash?

Typically, borrowing money can be a time-consuming and complicated process. However, that doesn’t have to be the case with Wage Day Advance. We improve your chances of successfully borrowing money as quickly as possible with a rapid process. Some of our lenders can deliver the cash you need within the next day.

Q: Is it safe to borrow cash?

In an ideal world, we’d all be able to access the extra cash we need for unexpected bills and emergencies from our bank accounts. However, that’s not always possible. Working with FCA-approved lenders to get the money you need can help to keep you on track.

Can You Borrow Money Today?

Deciding you need to borrow money can be a stressful experience. Fortunately, there are plenty of companies to help you make the most of your borrowing strategy. At WageDayAdvance, we’ll ensure you only get connected with the best, most reputable companies.

We’ll ensure you always have access to the loans you need, whether you’re in a hurry to pay for something as an emergency, or you need to access cash to deal with an unexpected bill, we’ll be on hand to help you find the support you need.
Make lending more straightforward and discover what it feels like to get instant access to resources and funds when you need them most. Get started with WageDayAdvance today!

More FAQ’s

Are the loans offered by WageDayAdvance considered unsecured?

Yes, we offer unsecured cash loans that are designed for any purpose. You do not have to provide a reason for requiring funding.

How much will I be able to borrow today?

We offer loans from £100 right through to £5000 and everything in between. Simply select how much you’d like to borrow during the application process.

How long until I know if I am approved for a loan?

Approval is given instantly, on screen upon submission of your application. It may take 1 or 2 minutes to complete the process. You can then choose whether or not to proceed with the agreement.