Cash Loans

£100 to £5,000 paid out same day!*

  • Loans Paid Same Day
  • Bad Credit Considered
  • Instant Decisions
  • Borrow up to £5,000

Select how much you'd like to borrow and over how many months below.

Rates from 12.9% APR to 1721% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97%. Representative APR: 79.5% (variable). 

Warning: Late repayment can cause you serious money problems. For help, go to

WageDayAdvance is a broker, not a lender, and does not make credit decisions. We may receive a commission from the lender.

Have you ever found yourself dealing with a last-minute emergency?

At WageDayAdvance, we know how stressful it can be to find yourself in a position where you’re dealing with a sudden expense, or you end up with a bill that you didn’t expect. That’s why we’re making it easier to find the cash loans you need fast.

With the help of our reputable lending partners throughout the UK, we can support people like you when you need quick cash. Access to faster payment systems and online banking in the digital world has opened new doors for more convenient lending opportunities, and at WageDayAdvance, we’re here to help you take advantage of the great solutions out there.

What are Cash Loans?

Faster payment processing and improved tools for online banking mean that today it’s even quicker to get the money you need online than it is to receive cash in your hands. You don’t need a physical bundle of money to pay for your bills today. With one of our cash loan lenders, you can get the finances that you want straight into your bank account in a matter of minutes.

Otherwise known as a Cash Advance, cash loans like the ones offered by our partner lenders, are an excellent solution for people who need instant access to some extra money. Usually, people in search of cash loans are looking for:

  • Smaller amounts of cash – usually less than £5,000
  • Quick and easy payments for emergencies or last-minute expenses
  • Simple online applications with immediate responses
  • Shorter loan terms (often less than 36 months)
  • Secure access to lending solutions

How much would you like to borrow?

Rates from 12.9% APR to 1721% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97%. Representative APR: 79.5% (variable). 

Warning: Late repayment can cause you serious money problems. For help, go to

WageDayAdvance is a broker, not a lender, and does not make credit decisions. We may receive a commission from the lender.

At WageDayAdvance, we can help you to discover the benefits of cash loans when you need some quick money to pay for a sudden expense or emergency in your life. Anyone can apply for one of these simple loans, as long as they’re over the age of 18, live in the UK, and have a regular source of income. You’ll also need some contact details and a bank account to pay the loan into.

What could you use a cash loan for?

A cash loan, like the ones provided by our reputable lending partners, can be used for virtually anything that you would use a personal loan for. We’ve helped thousands of people like you access the money they need fast with our brokerage algorithm, for a range of reasons. For instance, some of the most common reasons to borrow money include:

  • Paying for unexpected bills.
  • Repairing a vehicle, or getting a new one
  • Dealing with the costs of special occasions
  • Household appliances or goods
  • Home improvements
  • Last-minute emergency costs

Whether you need some quick money to pay for a vet bill that you weren’t expecting this month, or you’re paying for the repairs you need for your washing machine or dishwasher, a cash loan can help. Our quick cash loan providers are on-hand to help keep your finances on track, so you don’t have to worry about extra fees or other unwanted issues that can arise from a lack of funds.

Cash loans are a great source of help in times of need if you know how to use them properly. They’re even better than borrowing from friends and family because you don’t have to feel guilty about taking the cash that your loved ones need.

How Do You Apply for a Cash Loan?

Applying for a cash loan in today’s digital world is easy, particularly with some help from WageDayAdvance. These days, you don’t need to waste your time searching for the perfect lender by comparing the deals you get from online and offline branches. You can simply fill out one online form and get access to all the lending solutions that are right for you in an instant.

At WageDayAdvance, we’ve partnered with leading loan providers around the UK to provide you with easy access to lending when you’re in a hurry. To get started, all you need is proof that you’re a resident of the UK, and that you’re over the age of 18. If you fit those criteria, then you can start your loan application, which goes something like this:

  • Fill out our online form: Our quick and convenient online form collects information about you without asking any embarrassing or unnecessary questions. This ensures that we can match you to the right loan provider for your needs.
  • Our system will check for a lender: Our automated system sends your application to all of our approved and regulated lenders, to find the one that’s suitable for you. The process can take as little as two minutes.
  • Get your loan: If your loan is approved by a lender, you can choose whether to go ahead with the final approval and having the loan underwritten by a financial expert. During this stage, you may need to provide some additional information.
  • Receive the money: You’ll get the loan you need directly deposited into your chosen bank account, often within the same day that you make your application.
  • Pay back your loan: You’ll pay the loan back according to the terms that you’ve set for yourself with your loan provider. Once that’s done, you’re free to go back to your everyday life as normal.

Can you get a cash loan with bad credit?

At WageDayAdvance, we know how difficult it can be to find the loan products you need when you don’t have the best credit. There are some lenders out there that completely refuse to offer loans to people who have a poor credit rating. Fortunately, we work with lenders that are willing to support all kinds of customers.

Just because you have a poor credit rating, doesn’t mean that you won’t be able to get the loan you need with one of our approved lenders. What’s more, we can even help to protect your credit when you’re making your applications. When you complete one of our applications, we conduct a soft check to match you with a lender.

Soft checks, unlike hard or full credit checks, don’t leave any marks on your credit report. This means that you don’t have to worry about harming your credit score by applying with multiple providers. We’ll link you to a lender who’s willing to offer you the money you need, keeping your risk of credit problems to an absolute minimum.

When you get your cash loan successfully, you can even use it to improve your credit score over time. As you prove that you’re able to send the money you owe back to your lender according to the terms that you agreed to, the credit agencies will see that you can be responsible with your money.

What are the benefits of cash loans?

Cash loans are a great choice if you’re looking for a quick and easy way to get access to money in today’s fast-paced world. If you’ve got a sudden expense that you need to deal with straight away, a cash loan will help you to fix that problem fast, so you can move on with your life as soon as possible. Cash loans are great because they’re:

  • Simple: Applying for a cash loan with WageDayAdvance is quick and easy. You can fill out your form online and get an answer to your loan request within a matter of minutes.
  • Fast: Most of the cash loan providers that we work with can get your money to you on the same day, so you don’t have to wait around for the cash to come through.
  • Efficient: You don’t need to search through dozens of providers to find a great deal. Instead, you can rely on WageDayAdvance to find you the solution you need straight away.
  • Convenient: You can apply online from the comfort of your own home, and there’s no need for any exhausting conversations in-person or over the phone.
  • Flexible: Our trustworthy lenders offer a wide range of loan solutions from £100 to £5,000, so you’re sure to find the lending opportunity that’s right for you.

Frequently Asked Questions About Cash Loans

Q:Can you get a cash loan with poor credit?

You don’t need the best credit rating to get a cash loan when you’re applying with WageDayAdvance. Our system will match you to a lender that is willing to support you even if you don’t have the best credit history. Plus, we won’t harm your credit when we’re conducting a search.

Q:How much cash can I borrow?

The amount you can borrow in a cash loan depends on who you’re trying to borrow from. Different lenders have different limits to what they’re willing to offer. Our partners offer loans between £100 and £5,000 depending on your circumstances.

Q:How long are the terms?

You can borrow money from one of our approved cash loan lenders for 3 months to 36 months depending on your situation.

Q:What can I use my cash loan for?

That’s up to you. Many of our customers use cash loans for last-minute expenses or emergencies that they’ve struggled to prepare for in the past. You can decide what you want to apply for.

Q:How easy is it to get a loan?

Our partner lenders work with people from all walks of life, so even if you don’t have the best credit, our system could still find you the loan you need within two minutes. You’ll get the answer you need quickly and the money you want fast too!

Q:Can anyone apply for a cash loan?

You’ll need a regular source of income to prove that you can repay your loan on time, and you also need to be a UK resident over the age of 18 to apply. You should also make sure that you can offer your loan provider bank account details to pay your loan into.

Q:Can I apply online?

Absolutely, applying for a cash loan online is quick and simple with WageDayAdvance. We’ll do the hard work of comparing lenders for you so that you can find the loan that’s right for you much faster than you’d expect.

Q:How fast will I get my loan?

That depends on a range of factors, including when you make your application. Many of our lenders can give you the money you need on the same day as approving your application.

Q:Do I need security?

No, the cash loans provided by our trustworthy partner lenders are unsecured, so you don’t have to worry about putting any security up in return. Do contact your lender if you are ever concerned about making a repayment on time, though.

Why Use WDA?
How much do you offer?
£100 - £5,000
Quick application.
Over how long?
1 - 36 months
Flexible repayments.
Bad credit accepted?
Welcome to apply
We cater for all.
How do I get a loan?
Apply Online
Secure application.
Representative APR
49.7% (variable)
No obligation quote.

How Do I Improve my Chances of Getting a Loan?

When you apply for a cash loan through WageDayAdvance, make sure that you provide accurate information the first time around, as this will help us to match you to the right lender as quickly as possible. Submit the information only after you’ve checked to make sure that you’ve answered all the questions correctly. Remember that errors often slow down the underwriting process.

It’s also worth making sure that you don’t have outstanding cash loans in your name before you make your application. Too many ongoing debts in your name can make it harder to get approval for the loans that you want, even if you’re just borrowing a small amount.

Before you apply for a loan, it’s also helpful to ensure that you meet the right affordability standards. Check that you have the cash required to pay back what you owe after you receive your loan, and make sure that you agree to terms that you feel comfortable with.

Getting a cash loan through WageDayAdvance couldn’t be easier.

More FAQ’s

What can I use the WageDayAdvance cash loans for?

The loans we offer are considered cash for any purpose. You do not need to specify a reason for use. Typical usage tends to be help with rent or mortgage payments, paying bills or simply tiding you over until your next payday.

Will I be given a longer term to pay back a larger cash loan?

You can choose the term you’d like to repay the loan over during the application process. Anywhere from 1 month to 3 years.

I need to borrow £2,000 cash, is that possible today?

Yes, all of our loans are considered same day cash loans and you can borrow anywhere from £100 right through to £5,000.