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Sometimes, you need a little extra cash to help get you through a tough period in your life, or some money to pay off that unexpected bill. Whatever the reason, a small loan can get you through a lot of tricky situations.
The biggest problem for most people is finding the right lending solution for their needs. At WageDayAdvance, we know how frustrating it can be to search for loans online, manually comparing fees and interest rates as you go. If you don’t have the best credit rating, finding the ideal product can be even tougher – meaning that it takes hours, or even days to get your money.
We believe that small loans shouldn’t mean big headaches. By partnering with leading UK lenders, our brokerage system helps you to find the loans you need fast.
Loans don’t have to be big to be helpful. A little extra cash to help fix your broken washing machine means that you can keep your kids in clean clothes for school. Some extra money to repair your broken car means you get to work on time each day and earn the wages you need to pay other bills.
A small loan is exactly what it sounds like – a short-term lending solution that gives you access to a small amount of extra cash (often under £5000). These loans can make a huge difference when you’re stuck in a tricky situation, even if you’re just borrowing a few hundred pounds.
Before short-term loans, lending small amounts of money was often:
You might even have struggled to get small loans in the past without spending a small fortune on extra fees. That’s because most lenders prepare to have a “minimum” on the loan amounts they can offer so that they can ensure that they’re getting the right return on investment in interest.
At WageDayAdvance, we know that finding the right small loans in a hurry can be complicated. That’s why we offer an easy way to track down the short-term lending products that work for you. The lenders that we partner with for small loans are FCA regulated, and extremely flexible. That means that they can help you find the cash you need, and the terms that suit you.
Just like any other loan, you’ll pay your short-term lending back over a small period of time, so you can get out of debt and back on track as quickly as possible.
Sometimes, a lack of lending options can leave you feeling trapped. You might think that the only way to get the right loan for your needs is to borrow more than you want to or bundle a couple of different loans together. At WageDayAdvance, we give you an easier way.
Small loans, like the ones offered by our reputable partners, are ideal for those moments in life when you have an unexpected bill or cash emergency that you’re not fully prepared for. We’ve helped people with small loans for:
In an ideal world, we’d all have emergency funds that we can fall back on when we need a little extra cash to deal with a stressful event. However, that’s not always possible for many of us. At WageDayAdvance, we’ve partnered with the most trustworthy lenders to ensure that you’re never left in the lurch when you need some extra cash.
A small loan from the lenders we partner with at WageDayAdvance is designed to be as simple as possible for you and your family. You start by submitting an application via our website. You can apply online, from your smartphone or laptop, and there’s no need to wait around for any pesky face-to-face interviews.
When you complete our application form, our automated brokerage system will examine your needs and use an intelligent algorithm to match you to one of our trustworthy lenders. We can help you to find a lender for a variety of small loan requirements, even if you don’t have the best credit rating. Once you’ve found the lender that’s right for you, only then will you need to go through the whole credit check process to receive your loan. Our brokerage system is:
Anyone can find the perfect small loan through our brokerage system, as we offer solutions ranging all the way from £100 to £5,000, so there’s something to suit virtually any need. All we require from you is that you’re a resident of the UK, and over the age of 18. You may also have to show your lender that you’re earning a full or a part-time regular income as part of an affordability check.
Because all of our partner lenders are held to the highest regulation standards, they must conduct credit and affordability checks to ensure that you’re suitable for a loan. You’ll also need an email address and a phone number so your lender can contact you about your loan payout.
One final thing? You’ll need a working bank account with an active card so that your loan provider can pay your money into your bank fast.
We know how worrying it can be to apply for a loan on your own at WageDayAdvance, that’s why we created our service. Applying for a standard loan means agreeing for your potential loan provider to conduct a full credit check. When this happens, it leaves a mark on your credit report. If you’re rejected for your chosen loan, everyone else you apply with will be able to see that.
Here at WageDayAdvance, we believe that finding the right lender should be simple. To help you avoid multiple applications, we’ll do a soft credit check when finding out who you’re eligible to apply for a loan with. This means that we don’t leave any marks on your report when matching you to one of our partner lenders.
You only need a credit check when you choose the lender that you want to borrow from. Since we’ll have matched you to the lender most suitable for you, your chances of getting approval will be much higher than they would be when you’re searching for a loan yourself.
Since you get to control the term of your loan and how much you borrow, you’re also in control of how quickly you can pay your loan back. This means that you can show the credit agencies that you’re a responsible lender by making your repayments on time.
If you’re a resident of the UK and you’re over the age of 18, you’re already on the right track. It helps if you have a regular source of income to prove that you can repay the money you borrow. Make sure you have contact details ready too.
That’s up to you, here at WageDayAdvance, we can offer connections to lenders that offer anywhere between £100 and £5,000, so you can decide on the amount you need. Plus, because our lenders are FCA regulated, there’s a limit on the interest you’ll pay.
Unlike traditional short-term loans, the lending options you get with WageDayAdvance are extremely flexible. We can offer our users access to loans that last between 3 and 36 months, so you can pay back at the speed that suits you.
Absolutely not. We only conduct soft credit checks on our applicants to match them to a lender, so there’s no mark on your file. Plus, once you get approved for your loan, you can start improving your credit instantly by paying what you owe on time.
It’s often much easier to get a small loan with bad credit, and it’s simpler still with WageDayAdvance. We’ll help to link you to a loan provider that specialises in supporting people with bad credit, so your chances of approval go up.
The speed with which you can get your loan will depend on the lender you’re matched with through our brokerage system. Most of our convenient lenders know that you’ll need access to this money fast, so they can usually pay it out on the same day.
Our FCA regulated lenders will need to check your credit history and your affordability when you apply for a loan. However, they’re unlikely to ask about anything to do with why you’re going to use the money, or what you need it for.
Absolutely, we believe that getting a small loan should be easy. That’s why we ensure you can fill out your application online using your laptop or smartphone. Once you’ve entered your information, our brokerage system does the hard work of searching through lenders for you.
Lending a small amount of cash can make a big difference to your life when you’re dealing with a sudden expense or emergency. Unfortunately, at WageDayAdvance, we know that it’s often difficult to find the loan you need when you’re in a hurry to get some extra help. That’s why we’ve created our brokerage system to make it as easy as possible for you to find the right lenders. The lenders that we partner with are all flexible and reliable, so you can find a small loan in no time. After all, why should you borrow more than you actually need to?
Our quick and straightforward online system makes it easy to access the lending solutions that make the most sense for you. That means that you can spend less time stressing about cash, and more time enjoying your financial freedom.