Terms and Conditions

Acceptance of Terms:

Your use of WageDayAdvance.co.uk constitutes your acceptance of the conditions, terms, and disclosures in this notice. Continued access to WageDayAdvance.co.uk is subject to your agreement to these terms.
Amendments:

Wage Day Advance Limited may change these terms at any time without notice. Continued use of WageDayAdvance.co.uk following changes will constitute agreement to those updates.

Our service:

WageDayAdvance.co.uk is a registered entity of Wage Day Advance Limited which acts as an Introducer Appointed Representative for T Dot UK LTD. T Dot UK LTD is regulated and authorised by the Financial Conduct Authority (FCA) and can be found on the Financial Services Register under the unique number: 688026.

WageDayAdvance.co.uk does not directly offer finance and will not provide any money directly to customers. Following the completion of our loan application form, we will introduce you to finance providers or lenders who can offer credit. Submitting an application constitutes an agreement for our business and T Dot UK LTD to match your information to one of the lenders on our panel. T Dot UK LTD will only forward your application to lenders that have observed your information and accepted it as evidence they are likely to provide credit.

Cost information:

Any examples of amounts you may be able to borrow, the repayment periods (terms) or rates stated on WageDayAdvance.co.uk are given as an example relating to the product. These examples aim to offer a better understanding of the costs involved with these products.

WageDayAdvance.co.uk does not charge a fee for our services. We cannot guarantee that providers will not ask for deposits, though we can recommend that you do not pay for an application to be processed.

Because we are not a lender we have no control over the decision-making process connected to your application. Your lender will perform checks to establish if you are suitable for credit before a decision is made. These checks may include checking your current and previous credit history.

Third party websites:

This site may include links to carefully-chosen third-party websites which are controlled by other companies. We do not endorse the websites we link to and are not responsible for the availability or content of these sites.

Intellectual property

In using WageDayAdvance.co.uk, you agree that you access this content for your own personal use. None of this content may be copied, downloaded, repurposed, stored, distributed, or sold without the prior written approval of the website owner. All intellectual copyright, property rights, and trademarks used on WageDayAdvance.co.uk and the content here, including the graphics, software, text, design, and source code are owned by WageDayAdvance.co.uk.

Liability:

WageDayAdvance.co.uk cannot guarantee that the lender accepting your loan application will agree to fund your finance request. We are not liable for any loss you may incur using this site unless we have not followed the guidelines of these terms and conditions, or we have been negligent to the standards required by UK law.

Indemnity:

In using WageDayAdvance.co.uk, you agree to indemnify the site and its employees or agents as innocent against all liabilities, losses, legal costs, and other expenses arising in relation to claims brought against WageDayAdvance.co.uk out of a break of these terms and conditions by you.

Severance:

Should these terms and conditions be defined as illegal, invalid, or unenforceable according to any court within the correct jurisdiction, then that term or condition shall be removed. Remaining terms and conditions will stay in full effect and continue to be enforceable.

Governing law:

These terms and conditions follow the laws of England and Wales. You are subject to the jurisdiction of the English courts exclusively when using this site.

Complaints:

If you wish to issue a complaint please contact the T Dot UK LTD company at info@t.uk or send a complaint through our compliance manager at: T Dot UK, Oxford Point, 19 Oxford Road, Bournemouth, BH8 8GS and contact number is 01202 016 402. Our compliance manager will investigate your concerns and attempt to resolve the complaint with you.

If you have found a financing option through this website and have chosen to continue with the offer, you will need to contact that lender directly for information about fees, your loan status, or the cancellation of a financing agreement.